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Open Enrollment for the Affordable Care Act (ACA) Health Insurance Marketplace began Monday, Nov. 1, and will continue through Jan. 15, 2022, according to state officials.

There are eleven insurance carriers for plan year 2022, up from eight in plan year 2021, and five in plan year 2020. This year, three new health insurance carriers will include Molina Healthcare of Illinois, Oscar Health Plan and UnitedHealthcare of Illinois, Inc.

“With the entry of three new carriers, people within the Chicagoland area and nearby areas have even more plans to choose from,” said Illinois Department of Insurance Acting Director Dana Popish Severinghaus. “There are 275 plans, and while not every plan is available in every county, many will have little to no change from the number of plans offered last year. That is good news for Illinoisans in need of health coverage.”

Most Illinois consumers will have more plans to choose from than in the previous year and more than one carrier to pick from. Health insurance rates continue to trend downward this year, with an average 3% decrease in premiums statewide for the second lowest-cost Silver benchmark plans. Also, rate decreases for lowest-cost Gold plans are available this year in many more counties across the state.

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More than 291,000 Illinoisans enrolled in ACA Marketplace health insurance plans during open enrollment last year, and 54,432 more purchased plans during the Special Enrollment Period in Response to COVID-19.

For information on the ACA Marketplace Open Enrollment Period, visit
Get Covered Illinois.

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