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Most Illinois consumers will see decrease in 2021 ACA health insurance rates

Continuing last year’s downward trend, most Illinoisans will again see a decrease in premiums this year and rating areas remain the same, according to the Illinois Department of Insurance (IDOI).

Eight health insurance companies are offering Illinois consumers health plans this year in the Affordable Care Act Marketplace, including three new carriers.

“During the COVID-19 pandemic, we want to help Illinoisans get the health coverage they need.  So, we’re pleased to announce that three more health insurance companies are offering ACA Marketplace plans for the 2021 plan year,” said IDOI Director Robert Muriel. “We now have multiple companies providing plans in more counties, giving consumers even more options than last year.”

This year 179 plans are offered. Many Illinois consumers will have more plans to choose from than in the previous year, and most consumers have more than one carrier to pick from.


Get Covered Illinois Executive Director Laura Pellikan said the Affordable Care Act helps ensure that millions of people across the country have access to quality coverage.  

“This year, with so many people unemployed because of the pandemic, it’s even more important for Illinoisans to have accurate information to find health coverage,” Pellikan said. 

A checklist of what to look for in a health plan can be found at getcoveredillinois.gov. The site explains different plan options, and connects consumers to a trained counselor to help with enrollment.

Pellikan said the trained counselors can also help direct consumers to Medicaid to determine their eligibility.

Open Enrollment for the ACA Health Insurance Marketplace starts on Nov. 1 and will continue through Dec. 15. Get Covered Illinois (GCI) is the official health marketplace or “exchange” for Illinois consumers to purchase quality, affordable health insurance, facilitated by the federal government.

For the 2021 Analysis of the Illinois Exchange Plan, visit insurance.illinois.gov.

For information on Open Enrollment for the ACA Health Insurance Marketplace, visit: www.getcoveredillinois.gov.

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